Notes to the Financial Statements

17. Creditors – Amounts falling due within one year

	2021	2020
	€’000	€’000
Trade creditors	1,196	2,331
Accruals	5,946	9,667
Bank Loans (see note 19)	5,263	5,263
Deferred income – grants (see note 20)	4,708	4,450
Professional Services Withholding Tax/Relevant Contracts Tax	290	272
Income tax deducted under PAYE	499	440
Corporation Tax	-	422
Pay related social insurance	160	146
	18,062	22,991
Creditors for taxation and social welfare included above	949	1,280

Trade and other creditors are payable at various dates in the next three months in accordance with the suppliers’ usual and customary credit terms.

Tax and social insurance are repayable at various dates over the coming months in accordance with the applicable statutory provisions.